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In summary, debt settlement is an approach to debt reduction in which the debtor and creditor agree on a reduced balance that will be regarded as payment in full. For a more detailed explanation of the process, please consult a lawyer or qualified financial specialist.

Notaries conduct face to face debt settlement meetings in the capacity of an authorized representative. Notaries are contracted by companies and firms because of their expertise in witnessing signatures and their ability to accurately verify the identity of individuals via proper ID.